Protective

Protective Life Insurance Contracting

• The fastest fully underwritten product on the market
• Very Competitive Term and GUL
• 21 day average turnaround time using EZ-App Drop Ticket!
• High commissions

Send Me The Top Commission Level 

And Online Contracting For Protective Life

Immediately

Email support@digitalbga.com to get started

Or call 888.510.1275 and we’ll set up your Protective Life contracting.

Why Protective Life?

We can tell you that they’ve been around since 1907 and are “A+” rated with AMBest, but that won’t get you excited about writing them.  So lets get into detail about why Protective Life is our #1 fully underwritten carrier (by placed premium) at Digital BGA.

Their EZ-App Technology is Best In Class

• Their EZ-App drop ticket platform runs on electronic feeds and we’re averaging a 21 day turnaround time from application completed to an inforce policy.
  • All medical exams and APS are ordered electronically.  Which means faster processing.
  • The APS is ordered after the exam is scheduled.  This shaves off weeks of underwriting time.  Most of the time the APS is ordered after an initial underwriting review.
• Protective’s IPO Process (Income Provider Option) will make almost always win on price IF your client is willing to take the death benefit over time.
  • We’re seeing 5%-25% reduction in premiums.
  • You can complete and get quotes on their EZ-App platform.

Underwriting Is Also Best in Class

• They use the best offer from the GenRe or SwissRe re-insurance manual.  Most life insurance companies use one re-insurer that tells them what risk they’re available to take.  Protective looks at both and uses the one that will give the best possible outcome.
• You can actually call in and speak with a Protective underwriter.  Need a risk assessment, call them!
• Because their term is built on UL chassis, their underwriting is more lenient.