Remote life insurance salesW-2 employment
We bring the calls.
You bring the drive.
Join Luminary Life, DigitalBGA's remote call center division. Help seniors protect their families with inbound TV calls, proven training, and full-time employee benefits.
- No cold calling
- No weekends
- No lead hunting
An income floor. Room to grow.
$25/hr
Minimum guarantee
or
Uncapped commissions
Target annual earnings
$70K–$110K+ / year
Earnings depend on sales performance and are not guaranteed. Compensation is a minimum guarantee or commissions, not hourly plus commissions.
Now hiring in
14 states only
Check your location before applying.
- Arkansas
- Florida
- Georgia
- Illinois
- Missouri
- Nebraska
- Nevada
- North Carolina
- Ohio
- Oregon
- Rhode Island
- South Carolina
- Tennessee
- Texas
You must live in one of these states to apply.
Backed by
DigitalBGA
Inc. 5000 3-time honoree
2023 • 2024 • 2025
Work from home
In eligible hiring states
Full-time W-2
Employee benefits included
The calls. The tools. The support.
You focus on the conversation.
We build the system around you.
Spend your day helping clients, not hunting for them. We provide the infrastructure. You bring the effort, professionalism, and coachability.
Prospects who call you.
Our TV advertising brings seniors to you. Help people who reached out about final expense life insurance, instead of spending your day cold calling.
Company-provided inbound calls
A process you can master.
Learn our structured sales presentation, put coaching into practice, and keep improving. Bring the drive and coachability. We bring the training.
Training, coaching & feedback
Tools that work with you.
Our custom CRM keeps calls, follow-ups, applications, and your workflow organized so you can focus on the person on the other end of the phone.
Technology built for telesales
Your day, simplified
Meaningful work.
A clear process.
Connect.
Take inbound calls from consumers responding to our TV ads.
Understand.
Listen, ask questions, and learn what matters to each family.
Guide.
Explain coverage, follow the presentation, and help clients apply.
Improve.
Keep your CRM current, welcome coaching, and apply feedback.
Work from home. As part of a team.
Remote work.
Real team energy.
You work from your home office, but you aren’t on your own. Stay connected with agents and leadership, ask questions, and put coaching into practice throughout the workday.
Our virtual sales floor runs on Zoom.
Remaining active in the company Zoom room during scheduled working hours is a requirement, not an optional check-in.
Your weekly schedule
Monday–Friday
8:00 AM–5:00 PM
- Mon
- Tue
- Wed
- Thu
- Fri
- Sat
- Sun
No weekends.
Forty hours. Then it’s yours.
A career with
benefits.
More than a commission check.
- Medical
- Dental
- Vision
- 401(k)
- Paid time off
- Incentive trip opportunities
Before you apply
Great opportunity.
Clear requirements.
This is a structured sales role for motivated, professional agents who welcome coaching and accountability.
All five requirements must be met.
Live in one of these hiring states.
Arkansas, Florida, Georgia, Illinois, Missouri, Nebraska, Nevada, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas.
Hold life licenses in at least 15 states.
You must hold active life insurance licenses in at least 15 states, or be willing to obtain them before onboarding.
Be eligible with all six carriers.
Be eligible to become contracted and/or obtain any required releases from the following carriers:
- Mutual of Omaha
- American Amicable
- Aflac
- Transamerica
- Corebridge
- Guarantee Trust Life
Be available for the full-time schedule.
Monday–Friday, 8:00 AM–5:00 PM Central Time. This is a full-time W-2 position, not a flexible independent contractor role.
Remain active in our company Zoom room.
You must be able to remain active in the company Zoom room during scheduled working hours. Participation is part of the role.
You’ll also need: reliable high-speed internet, a professional home-office environment, strong communication skills, comfort with technology, and a commitment to following our sales process.
Previous life insurance sales experience is not required.
Complete a quick profile. We’ll review your eligibility for the role.
A few things to know
Good questions.
Straight answers.
Know what you’re applying for before you take the next step.
Is this $25/hour plus commission?
No. Compensation is a $25/hour minimum guarantee or uncapped commissions, not hourly plus commissions. Target annual earnings are $70,000-$110,000+ based on performance and are not guaranteed.
Do I have to find or buy my own leads?
No. Luminary Life provides the calls. Our TV advertising generates inbound calls from consumers asking about final expense life insurance, and those calls route to you. There is no cold calling, no lead bill and no prospecting.
Do I need previous insurance sales experience?
No. Previous life insurance sales experience is not required. You do need active life insurance licenses in at least 15 states, or the willingness to obtain them before onboarding, and the coachability to learn our sales presentation.
Can I set my own hours?
No. This is a full-time W-2 employee position with a set schedule: Monday through Friday, 8:00 AM to 5:00 PM Central Time, with no weekends. You need to be available for the entire scheduled workday and active in the company Zoom room during working hours.
What happens after I click Apply Now?
You complete a short application profile. We review it against our current licensing, contracting, location and availability requirements, and reach out if you qualify for the next conversation.
Your next chapter starts with a conversation.
Inbound calls. A proven process.
A team behind you.
Bring your ambition to Luminary Life and put it to work.
Click to complete your application profile.
- $25/hr minimum guarantee or uncapped commissions
- W-2 employee benefits
- No weekends